The University Guide

Archive for the ‘College Education’ Category

College education – is a legacy for future generations

A college education is our future. The collection of employment possibilities is greater and records display that most leaders are college grads.

You probably have a college education you’re going to earn more money which in flip will aid you have a better lifestyle. If a highschool graduate earns nearly US$ 34,000 once a year, a college graduate will earn about US$ 56,000, and an individual with a qualified qualification will web a minimum of US$ 99,000.

It isn’t just earnings. A college education makes you a rounded person. It shapes your communique skills, expands your wisdom base, makes you methodical and arranged, and exposes you to an entire new international of learning.

College graduates are self assured, have better knowledge of governance, are much less more likely to develop into criminals, are emotionally and financially secure, make higher partners and oldsters, and have a deeper figuring out of  human nature.

Education opens the doors to many things like more than one jobs, career alternatives, the risk to additional education at any aspect in existence, and the option of educating others what you might have learnt. Be it a kid, family member, or a bad particular person you meet.

College education is an funding in you that yields a lot more than Wall Street investments.

You will probably say you have not enough money. Oh come on! Don’t you hear about college grants? In US there are many college education grants giveaways, all the time, from many government’s and non-government’s funds and initiatives. Just go and take one of those college grants you need. That’s all.

Consider Different Ways to Invest for College Education

With the average cost of college level education rising approximately 6% every year, what is the best way to have the money for college exepnses when you need it? We can easily help you with different ways to invest for college education.

In fact, only 40% of students graduate in four (4) years. That means that 60% of students are taking five (5) years to complete their education.

It’s very important to plan for this major expense well in advance. On average, it costs over ,000 per year to attend a state college. And if you attend an out-of-state college full time, there is a sur-charge of over ,000. Private colleges can run well over ,000 per year.

There are actually several ways to pay for your education or provide financing your child’s education:

* You can invest your money in the stock market or savings account. However, this can result in hefty tax payments.

* You can hope your child has the ability to obtain a full scholarship.

* You can take a second job when the time comes…or have the student take a part time job to help with expenses. But consider the longer time frame to graduate…and also the fact that there is a higher drop-out rate with students who have to work.

* Or you could have your child finance his/her education with student loans. But, this leaves them with a huge debt load when they are trying to start their new adult life.

Let’s consider a a couple of different ways to save up for those education expenses!

Let me explain how to have the money for college at your fingertips when you need it. Just purchase a rental property with a 15-year mortgage? I’ll use a 5,000 property for our example:

Equity will build! Even if there is no appreciation in value, you will still have this 5,000 property paid for in 15 years. Plenty for the finances needed for college.

But let’s run some figures on a modest 5% increase per year in property values. In this case, your property will more than double in 15 years. Your 5,000 investment could be worth over 0,000 when you’re ready to pay for college.

And you don’t even have to sell it! Here’s a way to take your money out of this property without paying tax on it. Simply re-finance it. A re-finance is not taxable income!!

What a great way to plan for college! You will have had renters to pay the mortgage payment…and if you re-finance for college expenses, you will still have renters to pay for the new mortgage payment.

Even with refinancing for a higher amount – consider that because the property has increased in value – so has the potential rental income!

Getting straight A’s in school is about discipline and making sure that extracurricular activities don’t get in the way of studying. Get straight A’s on a report card by doing work before fun activities withtips from a playwright and college graduate in this free video on college life and personal growth. Expert: Laura Turner Bio: Laura Turner received her BA in English from the University of the South in Sewanee, Tenn., graduating magna cum laude with honors. Her plays have been seen and heard from Alaska to Tennessee. Filmmaker: Todd Green

Be Happier And Healthier With A College Education

Be Happier and Healthier With A College Education

It has always been clear that a college graduate could make more
money than a high school graduate but new research is showing
that college degree holders and their families are generally
more happy and healthy than those with just a high school
diploma.

The money equation has never been simpler math. A college
graduate will make on average twice as much per year than a high
school graduate. Over an average working lifetime that will add
up to a million dollar gap in earning power. A person with a
masters degree can make triple the money and a doctorate will
bring in as much as four times the income as a high school
diploma.

But the intangible value of a college education have long been
in doubt and debated widely. Now studies are showing a
remarkable list of quality of life benefits that accrue to
college graduates versus their high school only counterparts.

That list includes longer life spans, better access to health
care, and better dietary and health practices. In other words,
better overall health. But the list also includes things that
make people happier. Things like greater Internet access,
greater attendance at live performances, greater participation
in leisure and artistic activities and more book purchases.

A college education makes better citizens as well. College
graduates have less dependency on government assistance, lower
levels of criminal activity and incarceration, greater community
service and leadership, and more volunteer work. Who would you
rather have living next to you, a high school graduate or
someone with a university degree?

Knowledge is indeed power and not every college graduate is a
saint and not every person with only a high school education is
a sinner. But it appears that those who have more knowledge do
less damage to their society on average and contribute a great
deal more. One only need look at societies where education was
banned to see the result.

The other intangible but real impact of a college education is
on the children of those who complete a college degree program.
Once the door has been opened they gladly follow through. They
end up improving their own lives and their children’s lives as
well. Just as welfare pulls children under, education lifts them
higher.

Not everyone can attend university or college for a wide range
or reasons that are almost all related to finances. But every
year more of those barriers get knocked down and more and more
students walk through. Knowing what we know now, wouldn’t this
be an even greater country if everybody who wanted to could have
a college education